How does my business apply for funding?

If you have a business that is in need of funding, we make it simple to apply. Apply under the “Apply” tab above or click Apply – Harmony Village 100. After your application has been submitted, you will receive a confirmation email. The HV100 team will then assess your application request and be in touch with you.

How do I sign up for a partnership?

Signing up is easy. Simply go to the “Partnerships” tab above or click Partnerships – Harmony Village 100, choose which partnership you desire and fill out the form. You will receive a confirmation email and the rest will be seamlessly coordinated.

What is the minimum contribution?

The minimum contribution is $1,000.00.

What is the maximum contribution?

There is no maximum contribution.

Will it be as easy to receive our funds in USD as it is to deposit them? 

Yes, we generally make partner payments in USD. However, we have several partners from Rwanda who request to be paid in RWF. At contract signing there will be a direct deposit form that must be completed. This is used to forward funds directly to your account in the currency of your choice.

Is there protection against dishonest business practices on the African side?

Unfortunately, there are not many protections in place for unscrupulous business practices on the continent of Africa. This is precisely why we have chosen to do business “ONLY” with companies who are government subsidized. As you may or may not know, when a business receives subsidies from the government they must abide by a strict set of rules. Nonconformity can result in a company’s governmental status being revoked and, in some cases, nonconformity can even result in jail time. This gives us a more settled feeling to know that the local governments are backing our partners.

What is the current duration of insurance coverage Harmony Village 100 holds and is the coverage paid monthly or is it paid in full? 

The agricultural insurance policy is paid in full on the partnership start date. It covers any loss of crops for any natural reason including but not limited to volcanic activity, seismic activity, windstorms, dust storms, locusts etc… However, the policy does not cover for war, riots, or floods. Also, the insurance will pay to the partner only 85% of what the expected return would have been.

Are there specific times that I can Contribute?

Partnership contracts are open throughout the year starting on the 1st of each month. Funds for these contracts must be received by the 15th day of any month to take effect on the 1st of the following month. 

Can money be added to the contract throughout the year, or do I need to open a new contract at each partnership period?

Money cannot be added to a partnership contract however, a new contract may be initiated at any time.

Can I cancel my partnership if I change my mind?

Yes, if a partner changes their mind after they have entered into a partnership agreement, 85% of their funds will be returned on the 1st day of the 9th month after their original partnership start date. All cancellations must be requested in writing. We understand that 9 months is a long time to wait for a refund. However, once funds are received, they are immediately allocated. Once allocated, there are several reversals required which are exhaustive and can take up to 9 months.

How many contracts can one person have at any given time? 

There is no limit on the number of partnership contracts that one can have simultaneously.

How soon can I contribute and is there a cutoff point? 

Contracts are available on the 1st of every month starting on January 1st. The funds are required 30 days prior to the contract start date. However, if good reason is provided, these 30 days can be decreased to 15 days prior. This gives us advance notice for proper land allotment.

Is the partnership start date when funds are received from the partner by Harmony Village 100 or when the contract is signed?

The Partnership start date would be the 1st day of the next month from when the funds were received (provided the funds were received before the cutoff day). Contracts are started on January 1st and the 1st of every month throughout the year.

Will there be opportunities to reinvest into the same or similar partnership plans? 

Yes, the option is totally up to the individual. One can keep all their returns, one can reinvest their returns, one can divide their returns how they wish and maybe only reinvest a portion. It’s totally up to the individual. Also, one could contribute as many times as they would like throughout the year.

Will Harmony Village 100 offer these partnerships long-term, and is this sustainable?

This is absolutely sustainable as the agricultural sector in East Africa is severely undeveloped. This means that local and foreign investment will be required for many years if the East African Community ever expects to reach a point where they can compete on the world stage. 

Does Harmony Village plan on increasing its agricultural sphere and invest in other products such as coffee, tea, beans and the like? 

Yes, it is our intention to expand our products to 6 different crops by the end of 2022 or mid-2023. With Chia seed, Coffee and perhaps Cocoa being the next 3 crops.

Does the value of the USD have an effect on the projected returns? 

The value of the USD has no effect on the contracted return amount. An individual will receive exactly what is stated in the contract and on the website in USD.

Will quarterly reporting derive from the Harmony Village email address? What are the components of the report?

The quarterly report will be issued from Harmony Village 100. The components will include an executive summary, financials, our short- and long-term goals, and projections.

Will taxes have to be paid on returns?

Yes, Taxes must always be paid on income.

Will Harmony Village 100 take taxes from my returns?

No, Harmony Village 100 is only obligated to issue an IRS 1099 form. The partner should then process this form with their respective year income tax filings.

U.S. law governs the terms of use of the Harmony Village 100 website, which is intended to provide general information only about Harmony Village 100's organization and capabilities. Partners may access this information by selecting a specific location through the site navigation. The Content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by HV100 or any third-party service provider to buy or sell any securities or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.

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